Insurance carriers in California no longer insure for mold damage, which means associations must pay out-of-pocket to remediate mold in the common areas, regardless of the source of the mold. So as to minimize mold liability and remediation expenses, boards of directors must adopt written water damage and mold procedures.

We can draft procedures designed to minimize litigation and keep insurance premiums under control. They will clearly define maintenance responsibilities for common areas, exclusive use common areas, and unit improvements. They will also define the conditions under which the association is responsible for repairing damage and when owners are responsible. And, they will provide a procedure for responding to water damage claims.

ASSISTANCE: For more informationcontact us.