January 17, 2010

BANKRUPTCY ADVICE

QUESTION: We have a homeowner in chapter 7 bankruptcy. Our management company told us that it is a waste of time to go to the creditors meetings and therefore decided not to tell us about it because they said nothing ever happens. I am not sure what to think.

ANSWER: Your board should not rely on your management company for legal advice. I'm sure your manager meant well but he/she is not in a position to properly advise the board on legal matters. Even though a chapter 7 bankruptcy is a total liquidation of assets, the association is not automatically wiped out. You may recover something, although it may be pennies on the dollar. As a result, you need to timely file a claim for the monies owed. In addition, you may want to file for relief from the automatic stay to pursue any post-petition delinquent assessments. You should seek guidance from your association's attorney on this issue.

NEW LAWS

For a summary of new laws, both statutes and case law, prepared by Gary Kessler, see 2009 Changes in the Law.

PROPERTY TAXES

QUESTION: Is real estate owned by the association as common area subject to local property taxes?

ANSWER: No. Each member’s property values are increased by the common areas and thus reflect the value attributable to the common areas. Hence, each owner pays a higher tax, which reflects that added value. Double taxation would result if the association also paid real property taxes on the common areas. In planned developments, there is a specific code section that applies: Rev & Tax Code Section 2188.5.

Accordingly, most associations do not have a property tax obligation. However, there may be exceptions and boards should use CPAs who specialize in homeowner associations to prepare their tax returns. NOTE: just because an association is nonprofit does not mean it is tax exempt. Even when no taxes are owed, tax returns must be filed.

Thank you to Helene Fransz, Esq. and to Steven Schonwit CPA for their input on this question.

WHEN ARE FEES DELINQUENT?

QUESTION: If we receive association dues by mail on the 16th, which is when late fees are assessed, should we honor the date that the envelope is postmarked?

ANSWER: As provided for in Civil Code §1366(e), regular and special assessments are delinquent 15 days after they become due, unless the CC&Rs provide for a longer time period. If the envelope was postmarked on or before the 15th but arrives after the 15th, late penalties should not be levied.

SPECIFIC MOTIONS

QUESTION: Does the specific wording of a motion need to be included in the minutes or just the intent of the motion? For example,

Intent: RM made a motion to decrease the dues;
Specific
: RM made a motion to decrease the dues by 10%.

ANSWER: The motion needs to be specific. If motions are vague, they are open to different interpretations and disagreements. Directors will have different memories of the intended size of the decrease and the effective date. It is also good to include some language explaining the purpose of the motion, such as: "Due to a significant reduction in insurance premiums and an unexpected drop in utility costs, the treasurer forecast a large surplus in the budget. So as to zero-out the surplus, the Treasurer made a motion to decrease the dues by 10% to take effect in the next billing cycle.

FEEDBACK

Political Contributions. Regarding last week's article on political contributions, if the association is a 501(c)4 tax-exempt corporation I would suggest they consult with their CPA/tax accountant. We have been advised that political contributions or forming a PAC may result in our losing our tax exempt status. -Carol H.

RESPONSE: Good point! -Adrian

New Decade. In reference to Gary Kessler's statement about the beginning of the second decade of the 21st Century, I believe the second decade starts on January 1, 2011. 2010 is the last year of the first decade. -Margaret H.

A super-informative newsletter this morning re nuances of governance. Thank you. Please tell Gary that the decade is not over. Unless I'm mistaken a decade constitutes ten years and we are just now starting the tenth year of the first decade of the century. -S.Y.

RESPONSE: Technically, you may be correct. However, common usage has "0" as the start of the decade, as in "the Roaring 20s, the Psychedelic 60s, the 1980s." I don't know what they'll call the decade that just ended--the "double aughts" ... "the nulls" ... "the zeros"?

   Sincerely yours,
 
   Adrian Adams, Esq.
   Adams Kessler PLC

See new entries in Kessler’s Condo Court about:

  • a recent court decision concerning an association that refused to hold a board election, and
     
  • a housing provider who evicted a disabled resident with a companion dog settles lawsuit for $298,833

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