Adams Stirling PLC


If an association has employees, the board should make sure the association's insurance has an endorsement for Employment Practices Liability (EPL). This insurance defends the association in employer-employee disputes involving the following kinds of actions:

  • discrimination
  • sexual harassment
  • negligent evaluation
  • failure to employ or promote
  • wrongful discipline
  • intentional infliction of emotional distress
  • wrongful termination
Third Party Claims. In addition, boards should ask for coverage against third-party claims. This protects the association if vendors were to sexually harass any of the association's employees and/or members.

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Adams Stirling PLC