Adams Stirling PLC


Defined. Subrogation is a legal term describing a right exercised by insurance carriers. It is the right to sue a third party to recover monies paid by the insurance company on a claim. The carrier pays its insured for injuries or losses and then sues the party that caused them.

Waiver of Subrogation. The named insured's intentional relinquishing of any right to recover damages from another party who may be responsible. Such waivers are frequently found in the insurances provisions in an association's CC&Rs.

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Adams Stirling PLC