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HOA RESERVES MENU

Print Share Report Broken Links

*Association's duties

RESERVE FUNDS

Effect on property values

Authorized expenditures only

Board duty to review

Borrowing from reserves

-sample resolution

-to pay for amendments

-transfers between line items

Certificates of deposit (menu)

Check signing (two signatures)

Depleting reserves

Duty to fund reserves

Excessive reserves

Fannie Mae guidelines

FHA requirements

Funding Levels

-bank loans (menu)

-consumer warning

-diverting contributions

-duty to fund reserves

-FHA requirements

-underfunded (pdf)

Investment policy (menu)

Landscaping

-landscape designer

-turf replacement

Prioritizing reserve spending

Property values

Taxes

-on reserve funds

-on reserve interest

Two signature rule

Unexpected reserve expense

INVESTING RESERVE FUNDS

See "Banking" menu

RESERVE STUDY

*Study required

-altering the study

-correcting errors

Aging Infrastructure Report (pdf)

Annual disclosure

Capital improvements

Certification of reserve analyst

Diligent visual inspection

DRE operating cost manual

Elements of the Study

-component inventory

Frequency of study

Life expectancy of components (pdf)

National Reserve Study Standards (pdf)

Professional reserve analyst

Reallocating funds

Reserve Line Items

-concrete balconies

-elevated structures (balconies, walkways, stairwells)

-golfing greens

-insurance deductible

-slopes

-trees

-turf replacement

Reserve specialist

Small associations

Visual inspection

RESOURCES

Int'l Capital Budgeting Institute

RELATED MENUS

Assessment Collection

Fees

Taxes

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