Adams Stirling PLC
Menu

INSURANCE MENU

Insurance terms
Forms of insurance
 
ASSOCIATION INSURANCE
*Board duties
Additional insured
Admitted carriers
Aggregate vs occurrence
Alcohol at HOA functions
Annual disclosure
Bare walls coverage
Boiler & machinery
Building ordinance coverage
Certificates of Insurance
  -RIMS brochure
Claims-made policy
Clubhouse rental
Commercial Gen'l Liability (CGL)
  -aggregate vs occurrence
  -umbrella policies
Committee members
Crime coverage
  -cyber crime
  -fidelity bond
Deductible
  -fund
  -who pays?
Demolition & debris removal
Denial of coverage
Directors & Officers (D&O)
  -defined
  -extra for the president
  -former directors
  -inured vs insured exclusion
  -litigious associations
  -minimum levels
  -public officials liability
  -required by documents
Disclosure
Earthquake insurance (menu)
Employee dishonesty
Employment practices
Endorsements (riders)
Exclusions
FHA guidelines (menu)
Fidelity bond
Filing claims
Garage keepers liability
Group insurance
Hammer clause
Inspecting insurance policies
Insurance adjusters
Litigious associations
Management company ins.
Notifying carrier of claims
Occurrence policy
Pooled insurance
Potential claims
Property insurance
  -primary insurance
  -separate building policies
  -total insurable value
Rating insurance carriers
Reporting claims
Reservation of rights
Settlement
Smoke damage claims
Subrogation
Tendering claims
Terrorism insurance
Umbrella policies
  -shared umbrella
Volunteers
Water damage
Wildfire damage claims

CONTRACTOR-VENDOR INSURANCE
*Generally
Additional insured
Certificate of insurance
  -RIMS brochure
Condominium exclusion
Contractor license bond
Contractors (menu)
Exclusions
Owner's contractors
Roofers
Surety bonds
Unlicensed & uninsured
 
OWNER INSURANCE
Clubhouse rental
Earthquake  (menu)
Insurance (video)
Loss assessment coverage
Owner insurance (HO-6 policy)
  -forced insurance
Pet insurance
Renter insurance (HO-4 policy)
 
WORKERS' COMPENSATION
Controlling costs
Defined
Directors covered?
Failure to carry
No employees
Roofers
Self-insurance
Sole proprietors
Unlicensed vendors
Volunteers
 
INSURANCE WEBSITES
A.M. Best Company
Calif. Earthquake Authority
Calif. Workers' Comp.
Dept of Insurance
Insurance News
 
RELATED WEBSITES
Centers for Disease Control
Dept of Homeland Security
Disaster Preparedness
EPA (Environmental Protection Agency)
FEMA (Fed. Emergency Mgmt Agency)
OSHA (California)
OSHA (Federal)
SBA (Small Business Admin.)
 
RELATED MENUS
    Contractors
    Business Directory
    Dispute Resolution (ADR, IDR)
    Litigation
    Rules Enforcement
    Small Claims Court
 

Adams Stirling PLC

We serve as corporate counsel
to associations.
Contact Us

For FREE newsletter,
enter your email address