Reserve Menu

Reserve Menu

*Study required
Annual disclosure
Bank accounts
Bank loans
Capital improvements
Check signing (two signatures)
Duty to fund reserves
Funding plan
-diverting contributions
-rule of thumb

Reserve Funds
Borrowing from reserves
-requirements
-sample resolution
Depleting reserves
Excessive reserves
Fannie Mae guidelines
FHA requirements
Fully-funded
Interest
Reserve transfers
Spending reserve funds
Taxes
Zero reserves

Investing Funds
Bank insured accounts
Brokerage accounts
CDARS program
Certificates of deposit
Ginnie Mae securities
Interest
Money market accounts
Money market funds
Mutual funds
Municipal bonds
Preserve capital
Stock market
Treasury bills

Reserve Study
Certification
Elements of the Study
-funding plan
-reserve component inventory
-summary
Frequency of study
Fully-funded
Life expectancy of components
Reserve Line Items
-contingency
-golfing greens
-insurance deductible
-slopes
-trees

Websites
A.M. Best
Bankrate
Bauer Financial
Calif. Dept. of Financial Institutions
Fannie Mae
Fed. Deposit Insurance Corp. (FDIC)
Security Investors Protection Corp.

Additional Resources
Books & publications

RELATED MENUS
Assessments
Assessment Collection
Audits
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Budgets
Business Directory
Fees
Taxes