Adams Stirling PLC


Employees. By law, all employers are required to carry workers' compensation insurance. Workers' compensation is a "no fault" system in which injured workers receive medical benefits no matter who causes the job-related accident. If an illness or injury is job-related, the injured worker is guaranteed medical care and may receive monetary awards for disability and job retraining. In exchange for these guarantees, injured employees are barred from suing their employers and co-workers. Boards are exposed to potential liability if they fail to carry workers' compensation insurance.

Volunteers. Associations without employees should also consider purchasing workers' comp insurance for their volunteers (officers, directors and committee members).

Vendors. Boards need to make sure that any vendors working for the association are licensed and insured.

ASSISTANCE: Associations needing legal assistance can contact us. To stay current with issues affecting community associations, subscribe to the Davis-Stirling Newsletter.

Adams Stirling PLC