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Collection Timeline
Day 1 Assessments are due (normally the 1st day of the month).
16 A late fee of 10% or $10.00, whichever is greater (unless CC&Rs specify a smaller amount) may be levied 15 days after assessments are due. Civil Code §1366(e)(2). However, the 15-day period may be longer if an association's governing documents so specify.
30 The association may charge interest at 12% per annum (unless the CC&Rs set a lower rate). Civil Code §1366(e)(3).
46 Pre-lien letter with copy of the association's assessment collection policy and notice of owner's right to meet and confer (IDR). Civil Code §1367.1(a).
76 Record lien against the property (Notice of Delinquent Assessment) and give notice of right to IDR or ADR. Civil Code §1367.1(c)(2).
166 Notice of Default and Election to Sell.
256 Sale of Unit and start of 90-day redemption period.
346 Owner's redemption rights terminate.

See GRAPHICAL CHART of foreclosure timeline, courtesy of Lou Krasny.

Adams Kessler PLC
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